It all begins with securing a land.

With HAPA flexible repayment plans and competitive interest rates, customers who have decided to start their house construction project can get a mortgage to purchase their dream land.

For Whom

• Corporate organizations and their employees
• Churches
• Business people with a regular income

How (Requirements)

• Open a current account with an initial deposit of N20,000.00
• Account is to be operated for a minimum of six months
• Save a minimum of 30% of loan requirement
• Letter of offer from the vendor
• Search report on the property by a legal personnel
• Valuation report by a registered Estate Surveyor & Valuer

Features

• Applicants must have a means of regular income.
• Applicant must be at least 18 years of age.
• Equity contribution of 30% of the cost of land.
• Property must have registered title document.

Benefits

• Convenient repayment terms
• Gradual succession plan to own a home with ease
• Considerate interest rates
• Minimal owner contribution of 30% of loan requirement
• Professional advice and support from Haggai Mortgage Bank.