It all begins with securing a land.
With HAPA flexible repayment plans and competitive interest rates, customers who have decided to start their house construction project can get a mortgage to purchase their dream land.
- Corporate organizations and their employees
- Business people with a regular income
- Open a current account with an initial deposit of N20,000.00
- Account is to be operated for a minimum of six months
- Save a minimum of 30% of loan requirement
- Letter of offer from the vendor
- Search report on the property by a legal personnel
- Valuation report by a registered Estate Surveyor & Valuer
- Applicants must have a means of regular income.
- Applicant must be at least 18 years of age.
- Equity contribution of 30% of the cost of land.
- Property must have registered title document.
- Convenient repayment terms
- Gradual succession plan to own a home with ease
- Considerate interest rates
- Minimal owner contribution of 30% of loan requirement
- Professional advice and support from Haggai Mortgage Bank.