HaPA
HAGGAI PLOT ADVANCE (HAPA)
The product is designed with the objective of assisting our customers to be proud owners oflanded properties in prime locations which a view of building such eventually.

For Whom
- Corporate organizations and their employees
- Churches
- Business people with a regular income


How (Requirements)
- Open a current account with an initial deposit of N20,000.00
- Account is to be operated for a minimum of six months
- Save a minimum of 30% of loan requirement
- Letter of offer from the vendor
- Search report on the property by a legal personnel
- Valuation report by a registered Estate Surveyor & Valuer


Features
- Applicants must have a means of regular income.
- Applicant must be at least 18 years of age.
- Contribution of 30% of the cost of the land.
- Property must have valid title documents i.e C of O, Registered Deed of Assignment etc.
- Property financed is used as collateral
- Repayment period is negotiable.

Benefits
- Convenient repayment terms
- Gradual succession plan to own a home with ease
- Considerate interest rates
- Minimal owner contribution of 30% of loan requirement
- Professional advice and support from Haggai Savings & Loans Ltd.
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