About / The Company
THE COMPANY
Haggai Mortgage Bank Limited whose registered office is at 119, Bode Thomas Street, Surulere, Lagos, Nigeria was established upon the vision received by the General Overseer of the Redeemed Christian Church of God, Pastor E.A Adeboye.



Haggai Mortgage Bank Limited emerged following the successful recapitalization and change of name of erstwhile Haggai Savings and Loans Limited. The Bank was birthed upon the vision received by the General Overseer of the Redeemed Christian Church of God, Pastor E.A. Adeboye

The Bank which is today, one of the foremost National Primary Mortgage Bank in the country, with a shareholders fund in excess of N5Billion commenced operations in 1994 as Haggai Investment and Trust Company Limited (a SEC licensed financial institution).

It has successfully transmuted from a Community Bank to Microfinance Bank and further changed its status to a Mortgage Bank in April 2008 having obtained the approval of the Central Bank of Nigeria.

With an array of uniquely developed products specifically for the wide range of our clientele, the Bank has consistently lived her vision of Working with the Master Builder to touch lives by providing quality mortgage services and homes.

Through our dedicated workforce, year on year, we have consistently delivered growth and exceeded expectations in an increasingly complex and challenging market space.


Trend of Performance


Over the years, Haggai has recorded a consistent and impressive growth in profit, deposits, assets and other indices. The size of the balance sheet has grown from #6.3 billion in 2012 to over #11.8 billion in 2016. Profit before tax grew from #228.3 million in 2012 to #552.87 million in 2016.

Following the successful recapitalization of the Bank to a National Licensed Mortgage Bank, the shareholders funds grew from #746.9 million in 2012 to #5.97 billion in 2016.

Its investors have reaped over 350% of their investment in the bank along with 100% allotment of bonus shares in 2003. The bank has remained distinct due to its peculiarity in service delivery in the mortgage banking sector over the years.

Click to see an Overview of the Banks Performance for 10years
Our Edge

  • We consistently deliver customized, efficient & personalized services to meet the needs of our different clientele.
  • We regularly provide bespoke services to meet the ever changing needs of our customers
  • We hire skilled personnel and continuously train & retrain our workforce for a performance driven culture.
  • We maintain our culture of transparent dealing with all stakeholders.
Our Score Card

With the recent recapitalization of the Mortgage banking sector, Haggai’s shareholder’s funds is currently in excess of N5billion placing the bank among the National operators. Over the years, the bank has consistently recorded an impressive growth in profit, deposits, assets and other performance indices. 

The size of the balance sheet has grown from N3.537 billion in 2009 to over 11.8 billion in 2016. Profit before tax grew from N142.89 million to over N552 million. The Bank was a trailblazer in the microfinance banking sector, a feat it is set to replicate in the mortgage banking sector having established a very strong brand in the market space.
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