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For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

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HAGGAI RENOVATION LOAN (HAREL)

This product is designed to assist our customers in renovating their properties so as to add value to same as well as beautifying their places of habitation while they enjoy capital appreciation on the properties.

For Whom
- Employees of reputable organizations
- Business people with a regular income
- Corporate organizations
- Missions and mission related bodies


How (Requirements)
- Open Haggai Renovation account with a minimum deposit of N20,000.00
- Operate account for a minimum period of 6 months
- Submission of bill of quantities drawn up by a professional
- Submission of copy of approved drawings (building plans)
- Submission of copies of available title documents on the property
- Detailed stage by stage schedule of work

Features
- Applicants must have a means of regular income to cope with repayments/dormiciliation of rent to the bank.
- Applicant must be at least 18 years of age.
- Property must have valid title documents
- Contribution of 30% of the cost of renovation.
- Loan repayment period is negotiable.

Benefits
- Ease of property improvement plan
- Medium of property/capital appreciation
- Flexible Installmental payment arrangement
- Rescue intervention for property dilapidation